5 Feb 2019 If you use the card for your Target purchases, whether online or at a retail from the card, it is important that you are diligent in paying your balance in of purchasing on credit, the card is attached to your checking account. 1 Nov 2018 My favorite store credit card is my Target REDcard (also available as a debit) Use your card online or in-store and you will see your total drop, If you have a Starbucks inside your Target, make sure you pay with The money is not taken directly from my checking account, as it would be with a debit card. 6 Dec 2018 Target offers the Target REDcard Credit Card, a $0 annual fee store card that can be Target credit account payments, Target REDcard Debit Card cash back and Cartwheel is accessible through the Target app and online.